Financial Prudent

Selection of the Best IPO for Investment  The year 2020 was famous for multiple reasons, however, the most alarming ones include firstly due to covid 19 pandemic and secondly due to the flood of IPO which hit the secondary market.       In this digital age, there are several companies led by first-generation entrepreneurs which are doing extremely well within the country and globally, after establishing themselves in the primary market, they are eying to expand the product line further and establish a footprint worldwide. To do so huge capital is required and for that public participation becomes mandatory. That's why these companies are jumping into the sea of the stock market with the intention of making a big name. There was a time in the 1990's when investors /Participants  used to  experience huge first day listing gains, and huge long term gains also. But nowadays all companies hitting the market with ipo are getting listed at premium valuation with very less scope of fut

  Personal Finances of Defence Personnel If we assess the personal financial profile of defence personnel there would be a very small number who actually manage their finances well and can generate adequate corpus to meet the personal financial goals comfortably by beating the inflation in the short span of service. The problems such as  Paucity of time, separation from family, remote locations and instability due to regular transfers and shifting are a few of the prominent difficulties which adversely affect financial planning . Lack of knowledge about the deeply rooted financial world due to being away from the mainstream, and absence of credible financial advisors are few other important factors that further aggravate personal financial management.  Two important scenarios and their effects  The factors which we have discussed above lead to non-permanence and put the financial planning on the backburner. Whether, staying with family or staying separated from family are the two promi